Health insurance provides financial coverage for medical expenses, including doctor visits, hospital stays, surgeries, and prescription medications. It helps cover both routine and emergency healthcare costs, reducing the financial burden on individuals and families. Health insurance policies vary, offering different levels of coverage, including preventive care, specialist consultations, and emergency services. Some policies also cover critical illnesses and maternity care. Premiums are typically paid monthly or annually, and out-of-pocket costs, like deductibles or co-pays, may apply. It is essential for managing healthcare costs, providing access to a network of medical providers, and offering peace of mind in case of health emergencies.
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