Vehicle Insurance

1. Introduction
At Shivay Consultancy, we offer tailor-made vehicle insurance encompassing private car insurance, two‑wheeler insurance, and commercial vehicle insurance across India. Whether you need third-party liability, comprehensive coverage, or specific add‑ons like zero depreciation and engine protection, we’ve got you covered.

2. Types of Vehicle Insurance
• Third-Party Liability Insurance (Act Liability) – Mandatory under the Motor
Vehicles Act. Covers injury or damage you may cause to others.
• Comprehensive Insurance – Includes third-party cover plus own-damage
protection against accidents, theft, natural disasters.
• Private Car Insurance – Includes zero-dep, engine cover, RTI, key/bulb
protection.
• Two-Wheeler Insurance – Covers accidents, theft, natural calamities;
mandatory coverage.
• Commercial Vehicle Insurance – For trucks, buses, taxis; includes
goods‑carrying liability.

3. High-Value Add‑Ons & Customization
• Zero Depreciation Cover
• Engine Protection & Consumables
• Return-to-Invoice/Roadside Assistance
• NCB Protector, Key/Bulb Theft, Flood & Cyclone Cover
• Benefit from customizable protection that suits your vehicle usage needs.

4. Why Shivay Consultancy?
• Local expertise: Delhi, Mumbai, Chennai — optimized for search terms like “vehicle insurance near me”.
• Highest claim settlement ratios with top insurers — backed by real customer testimonials.
• Free advisory and policy comparison — featuring both liability and comprehensive plans.
• Streamlined claim support via our team and cobranded dealership partnerships.